OCC/FDIC/Fed/CFPB examinations.
2 AI translations · Banking & Financial ServicesUniversal Overlay
You manage a continuous examination cycle: OCC/FDIC/state annual safety and soundness exams, consumer compliance exams (including fair lending), BSA/AML exams, IT exams, trust exams, and targeted reviews. You prepare data packages, coordinate examiner requests, manage findings (MRAs, MRIAs, consent orders), and track remediation. You maintain the compliance management system (CMS) and second-line testing program. A single exam can consume thousands of staff hours.
You manage Community Reinvestment Act compliance: tracking lending, investment, and service activities in assessment areas, preparing for CRA examinations, managing community development lending and investment programs, and ensuring your institution meets the credit needs of its entire community including LMI (low- and moderate-income) areas. The 2024 CRA rule modernization expanded data collection requirements and assessment area definitions for larger banks.