Serve two masters: business wants insight; regulators want documentation.
1 AI translation · Banking & Financial ServicesUniversal Overlay
You produce regulatory reports that are unique to banking: Call Report (FFIEC 031/041/051), FR Y-9C (holding company), HMDA LAR, CRA data submissions, FR 2900 (reserves), and dozens of others. Each has specific data definitions, validation rules, and submission deadlines. Data governance in banking is regulatory-grade: data lineage must be traceable, definitions must be consistent across reports, and data quality must be demonstrable. The BCBS 239 principles (for larger institutions) set expectations for risk data aggregation and reporting that most industries don't face.