Consumer class actions, regulatory enforcement, fee litigation.
1 AI translation · Banking & Financial ServicesUniversal Overlay
You defend against consumer class actions: overdraft fee practices, Reg E dispute handling, TCPA (telephone consumer protection), FCRA (credit reporting accuracy), TILA/RESPA, and state UDAP claims. You manage class certification challenges, discovery (often involving millions of transaction records), settlement analysis, and regulatory litigation (CFPB enforcement actions, state AG actions). The fee litigation landscape alone (overdraft, NSF, multiple representment) has cost the industry billions in settlements.