Predictive analytics since the 1600s.
2 AI translations · InsuranceUniversal Overlay
The core E&S value proposition: writing risks that don't fit standard appetites. Your pricing often starts from scratch. You develop manuscript policy forms and custom endorsements for risks without standard solutions.
Auditors review financial records (payroll journals, tax returns, 1099s, subcontractor COIs, sales records, vehicle schedules) to determine final premium basis. You reclassify employees into correct class codes, verify subcontractor insurance compliance, and calculate additional or return premium.