Skip to content

Claims Adjuster

Negotiation & Settlement

Enhances◐ 1–3 years

What You Do Today

Negotiate settlement value with claimants, attorneys, and public adjusters. Build a case for your number — medical specials, lost wages, pain and suffering multipliers, comparable verdicts. The dance between initial demand and final settlement is part math, part psychology, and part knowing when to hold firm.

AI That Applies

AI-powered settlement analytics that model likely outcomes based on jurisdiction, injury type, and attorney track record. Comparable verdict and settlement databases with AI search. Demand package analysis that extracts key values and identifies unsupported claims.

Technologies

How It Works

For negotiation & settlement, the system identifies unsupported claims. Predictive models fit to historical outcome data identify which variables are the strongest leading indicators, then apply those weights to current inputs to generate forward-looking scores. The results integrate into the practitioner's existing workflow — presenting recommendations, flags, or automated outputs alongside their normal working context. The negotiation itself.

What Changes

You walk into negotiation with better data — 'cases like this in Franklin County settle for X, and this attorney's average settlement is Y.' Your position is grounded in patterns, not just experience.

What Stays

The negotiation itself. Reading the attorney, knowing when to push and when to settle, managing the claimant's expectations. Negotiation is a fundamentally human interaction. The AI gives you better ammo — you still have to use it.

What To Do Next

This section won't tell you what your numbers should be. It will show you how to find them yourself. Every instruction below produces a real, verifiable result in your organization. No benchmarks, no projections — just the steps to build your own evidence.

1

Establish Your Baseline

Know where you are before you move

Before adopting AI tools for negotiation & settlement, understand your current state.

Map your current process: Document how negotiation & settlement works today — who does what, how long it takes, where the bottlenecks are. You need this baseline to measure improvement.
Identify the judgment points: The negotiation itself. These are the boundaries AI won't cross.
Assess your data readiness: AI tools for this area need data to work. Check whether your organization has the historical data, integrations, and data quality to support Predictive Analytics tools.

Without a baseline, you can't measure whether AI actually improved anything. You'll adopt tools without knowing if they're working.

2

Define Your Measures

What to track and how to calculate it

Time per cycle

How to calculate

Measure how long negotiation & settlement takes end-to-end today, then after AI adoption.

Why it matters

The most visible improvement is speed. If AI doesn't save time, question whether it's adding value.

Quality of output

How to calculate

Track error rates, rework frequency, or stakeholder satisfaction scores before and after.

Why it matters

Speed without quality is just faster mistakes. Measure both.

When to check: Check after 30 days of consistent use, then quarterly.
The commitment: Give new tools at least 30 days before judging. The first week is always awkward.
What NOT to measure: Don't measure AI adoption rate as a KPI. Adoption follows value — if the tool helps, people use it.
3

Start These Conversations

Who to talk to and what to ask

your claims director or VP Claims

What data do we already have that could improve how we handle negotiation & settlement?

They're setting the automation strategy for your unit

your SIU lead

Who on our team has the deepest experience with negotiation & settlement, and what tools are they already using?

AI fraud detection changes how investigations are triggered and prioritized

a claims adjuster with 15+ years experience

If we brought in AI tools for negotiation & settlement, what would we measure before and after to know it actually helped?

Their judgment sets the benchmark that AI tools are measured against

4

Check Your Prerequisites

Confirm readiness before you invest

Check items as you confirm them.